Calculate the total cost of buying a property in South Africa. This includes transfer duty (SARS tax), conveyancing attorney fees, bond registration costs, and deeds office fees. Transfer duty is exempt for properties under R1.1 million.
Calculate your bond and transfer costs
Total Bond and Transfer Costs
R 0
Costs are effective as of August 2025
Bond registration cost breakdown:
R 0
Bond registration costs
Conveyancing attorney fees for registering the bond
R 0
Bank initiation fee
Once-off fee charged by banks to open a loan account (applies to natural persons)
R 0
Deeds office levy
(Non VATable)
R 0
Postage, petties and other application fees
R 1 900
Property transfer cost breakdown:
R 0
Conveyancing attorney fees
(incl. VAT)
R 0
Deeds office levy
(Non VATable)
R 0
Transfer duty
SARS transfer duty (exempt under R1,100,000)
R 0
Postage, petties and other application fees
R 2 740
Note: These are estimates based on current rates. Actual costs may vary. Transfer duty exemption applies to properties under R1,100,000. First-time buyers under 35 may qualify for additional relief.