With the SARB repo rate at 7.00% (hiked in May 2026), South African money market funds are yielding around 7% — well above inflation and significantly more than a typical bank savings account pays. If you’re holding cash for an…
If you understand what an ETF is and you’re ready to actually buy one, this guide walks you through every step — choosing a platform, opening an account, funding it, picking an ETF, and placing your first order. If you’re…
If you’re new to investing in South Africa, you’ll quickly run into two terms that sound similar: unit trusts and ETFs. Both let you pool your money with other investors to buy a diversified portfolio in a single purchase —…
Property ETFs give you exposure to real estate through the stock market — without buying a physical property, dealing with tenants, or tying up hundreds of thousands of rand. You buy a single ETF on the JSE and instantly own…
There are few financial decisions bigger than buying your first home. It is the single largest purchase most South Africans will ever make, and the process can feel overwhelming. Between transfer duties, bond applications, conveyancers, and the sheer amount of…
Most budgets fail within the first three months. You download a fancy app, set up categories, promise yourself you’ll stick to the plan — and by week six, you’ve stopped logging expenses and you’re back to swiping blindly. The envelope…
Every month, your employer deducts money from your salary before it hits your bank account. But do you know exactly where that money goes? If you’ve ever looked at your payslip and felt confused by abbreviations like PAYE, UIF, and…
Gold has always been the ultimate “safe haven” investment, but in 2025 and 2026 it stopped being boring. The yellow metal rose 27% in 2024, surged 67% in 2025, smashed through $5,000 per ounce in January 2026, posted its biggest…
Every year, your money buys a little less than it did the year before. That coffee that cost R25 last year might cost R27 today. That’s inflation at work. But what exactly is inflation, and why should you care about…
Investment scams in South Africa have cost victims over R8 billion in the past five years. Mirror Trading International (MTI) was the largest pyramid scheme in the country’s history. It swallowed R6.5 billion from 9,441 investors. Not a single kingpin…