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Person placing a coin into a black piggy bank with coins on the table

Are You Saving Enough? A Quick Check for South Africans

Most South Africans think they are saving enough. Most are wrong. Household saving in South Africa has sat close to zero for years — and has often been negative. That is not a typo. As a country, we spend roughly…

Read MoreAre You Saving Enough? A Quick Check for South Africans
  • September 16, 2026
  • Budgeting, Personal Finance
Close-up of a hand with a pen analysing colourful bar and line charts on paper

Tracking Your Net Worth: A Simple Guide

Your net worth is the single best measure of your overall financial health. It is not your salary. It is not your car. It is simple math: what you own minus what you owe.

Read MoreTracking Your Net Worth: A Simple Guide
  • September 15, 2026
  • Personal Finance
Senior couple embracing on a wooden dock at sunset, symbolising a comfortable retirement

Pension Fund vs Provident Fund vs Retirement Annuity: What’s the Difference?

Ask the average South African what retirement fund they belong to, and you’ll get a shrug. Most of us contribute to something every month — a pension fund, a provident fund, a retirement annuity, or some combination — but very…

Read MorePension Fund vs Provident Fund vs Retirement Annuity: What’s the Difference?
  • September 2, 2026
  • Personal Finance
Glass jar with coins falling into it, symbolizing emergency fund savings

Emergency Fund vs Investing

A question that came up in an investment community group: Hey guys, I’ve been on the platform for the past 3 months, putting aside R600 via debit order into 3 ETFs. In this last month, I also opened a TFSA…

Read MoreEmergency Fund vs Investing
  • August 20, 2026
  • Personal Finance
Calculator and financial documents showing money market calculations

Best Money Market Funds in South Africa (2026)

With the SARB repo rate at 7.00% (hiked in May 2026), South African money market funds are yielding around 7% — well above inflation and significantly more than a typical bank savings account pays. If you’re holding cash for an…

Read MoreBest Money Market Funds in South Africa (2026)
  • August 19, 2026
  • Investing, Unit Trusts
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