Emergency Fund vs Investing
A question that came up in an investment community group: Hey guys, I’ve been on the platform for the past 3 months, putting aside R600 via debit order into 3 ETFs. In this last month, I also opened a TFSA…
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Best Money Market Funds in South Africa (2026)
With the SARB repo rate at 7.00% (hiked in May 2026), South African money market funds are yielding around 7% — well above inflation and significantly more than a typical bank savings account pays. If you’re holding cash for an…
Car Finance Explained: Balloon Payments, Residuals, and Hidden Costs
That R450,000 SUV the dealer said you can afford for “only R6,600 a month” sounds like a deal. It is not. By the time you make the final payment, you will have spent over R600,000 — and you’ll still owe…
How to Buy ETFs in South Africa
If you understand what an ETF is and you’re ready to actually buy one, this guide walks you through every step — choosing a platform, opening an account, funding it, picking an ETF, and placing your first order. If you’re…
Unit Trusts vs ETFs: Which Should You Choose?
If you’re new to investing in South Africa, you’ll quickly run into two terms that sound similar: unit trusts and ETFs. Both let you pool your money with other investors to buy a diversified portfolio in a single purchase —…