See the true cost of financing a car in South Africa. This calculator shows your monthly instalment, total interest paid, balloon payment amounts, and NCA-regulated fees. Adjust the inputs to compare different scenarios before visiting a dealership.
Car Finance Calculator
Adjust the inputs to see your true monthly cost and total interest
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Monthly Instalment
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Financed Amount
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Total Interest
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NCA Fees
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Total Cost Over Term
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Estimates only. Includes NCA initiation fee (R1,207.50) and monthly service fee (R79.35 incl. VAT). Excludes comprehensive insurance, credit life insurance, and on-the-road fees.