Tag tax-free

Investing

Retirement Annuities Demystified: Your Complete Guide to RAs in South Africa

Retirement planning and annuity investment concept for South African investors

If you’re self-employed, a freelancer, or simply want to boost your retirement savings beyond your employer’s pension fund, you’ve probably heard about Retirement Annuities (RAs). But between the tax jargon, Regulation 28 restrictions, and various fund options, RAs can seem…

TheBoringInvestor
January 13, 2026

ETFS, Investing

The Complete Guide to Tax-Free Savings Accounts (TFSAs) in South Africa

Stacked coins with plant growing symbolizing tax-free savings and investment growth

You’re leaving money on the table by not maximizing your Tax-Free Savings Account (TFSA), you’re missing out on one of the most powerful wealth-building tools available to South African investors. The difference between investing inside and outside a TFSA over…

TheBoringInvestor
January 12, 2026