Fixed Deposits vs Money Market Funds

A fixed deposit locks a rate for a term. A money market fund does not. After the rate hikes in 2026, both are paying more than a normal savings account. Which one is better depends on the date you need…

A fixed deposit locks a rate for a term. A money market fund does not. After the rate hikes in 2026, both are paying more than a normal savings account. Which one is better depends on the date you need…

A money market fund is where you park cash you might need within a year: an emergency fund, a short-term goal, or a lump sum you have not invested yet. It is a unit trust, not a bank account. It…

If you’re new to investing in South Africa, you’ll quickly run into two terms that sound similar: unit trusts and ETFs. Both let you pool your money with other investors to buy a diversified portfolio in a single purchase —…